QuitBank

Privacy Policy

Last updated 18 August 2026

Applies to the QuitBank service delivered over WhatsApp and the website at quitbank.net.

Plain-language summary. QuitBank is a private WhatsApp companion for leaving one habit behind. You never tell us the habit; we store your dream, your chosen daily score, your completed days, and our conversation. You are chatting with an AI system — it writes the replies. QuitBank is not a medical, therapy, or crisis service, and it does not monitor for emergencies. You can stop any time by replying STOP, and you can ask us to delete your data.

1. Who we are (data controller)

QuitBank is operated by Realty Investments SRL ("QuitBank", "we", "us"), a company registered in Romania under VAT/registration number RO785167, registered office Str. Arad nr. 42, Sibiu, 550131, Sibiu County, Romania.

We are the data controller for the personal data described here. For anything about your data, contact support@quitbank.net (general enquiries: contact@quitbank.net).

UK users: because our establishment is in Romania, if you are in the United Kingdom a UK GDPR Article 27 representative is being appointed; until then, please contact support@quitbank.net.

2. The service, and how it uses AI

When you message QuitBank, you are interacting with an AI system: companion replies are AI-generated (disclosed when you start, in the first message you receive). They are motivational conversation, not medical, financial, legal, or psychological advice. The AI is a tool inside the service — the service itself is the savings jar and the companionship around it. If you ask, the assistant will always confirm it is an AI and never claim to be a human.

3. What we collect, why, and our legal basis

We practise data minimisation: we collect only what is needed to run your jar.

WhatWhy we use itLegal basis (EU/UK GDPR)
Your WhatsApp phone numberTo message you and run your accountPerformance of our contract with you (Art. 6(1)(b))
Your consent record (version + date)To prove you agreed and to honour withdrawalLegal obligation / contract
Your check-ins (e.g. DONE, SLIP, CRAVING) and our chat messagesTo track your streak and coach youPerformance of our contract
Your jar and payment records (deposits, subscription, Stripe customer reference)To run the savings ledger and your subscriptionPerformance of our contract
Slip triggers you tell us (e.g. "stress")To make the coaching more helpfulPerformance of our contract
How you found us (e.g. an ad reference)To understand which campaigns workOur legitimate interest in measuring our own marketing (Art. 6(1)(f))
Billing details you enter on Stripe's secure page (email, name, billing address; for companies, an optional VAT ID)To send your receipt/invoice and calculate the right VATPerformance of our contract + legal obligation (tax law)

When you pay, Stripe (our payment processor) collects your email, name and billing address — and, for business customers, an optional VAT ID — on its own secure page. This billing information lives with Stripe, never in our chat database, which only stores a stripe_customer_id reference.

We never collect what your habit is — there is nowhere to type it and we never ask — or any health details. We never ask you to share full payment-card numbers, bank-account numbers, or ID-card numbers — payment happens on Stripe's secure page, not in the chat.

4. We do not use your messages to train AI

Your messages are not used to train AI models. Our AI provider processes your message only to generate the immediate reply, under a configuration that does not retain your content for training.

5. Who we share data with (sub-processors)

We use a small number of trusted service providers ("sub-processors") to run QuitBank. Each processes your data only on our instructions under a data-processing agreement:

ProviderRoleLocation
WhatsApp Ireland Ltd / MetaDelivers our messages (WhatsApp is our messaging processor for your phone number)EU / global
360dialogWhatsApp Business Solution Provider (message routing)EU
StripePayment processing for your subscriptionEU / US
AnthropicGenerates the AI reply text (no-training configuration)US
NeonDatabase hosting (EU / Frankfurt)EU

We do not forward or share your chat with any other customer, and we do not sell your data. Some providers (e.g. Stripe, Anthropic) may process data in the United States; where they do, the transfer is covered by appropriate safeguards such as Standard Contractual Clauses.

6. How long we keep your data (retention)

DataRetention
Chat message content (bodies)Deleted (nulled) 18 months after it is created
Content around a crisis flagSensitive message bodies nulled 30 days after the flag; the fact we responded is kept as an audit record
If you never complete sign-upDeleted 30 days after an abandoned, never-consented start
Jar / deposit history after you leaveAnonymised 3 years after your account lapses; anonymised deposit totals may be kept as statistics
Marketing attribution referencePurged 90 days after sign-up

7. Your rights

Under the EU/UK GDPR you can ask us to: access a copy of your data, correct it, delete it, restrict or object to processing, and receive it in a portable format. You can also withdraw consent at any time — reply STOP to stop messages, or CANCEL to end your subscription (you keep everything in your jar).

To exercise any right, email support@quitbank.net. We will respond within one month. For a single view of every option — pausing, cancelling, refunds, data export, deletion, and complaints — see the "Your options" table in our Terms & Conditions (§6.2). You also have the right to complain to your data-protection authority — our lead authority is the ANSPDCP (Romania); if you are in the UK you may also complain to the ICO.

8. Security

We follow recognised industry practices: encrypted connections, least-privilege database access, and an append-only financial ledger (deposits cannot be altered or deleted by the application). If we ever suspect a data breach affecting you, we will act and notify as the law requires.

9. Not an emergency or crisis service

QuitBank does not connect to emergency services and does not monitor your messages for emergencies. If you or someone else is in danger, call your local emergency number, or see the crisis lines at quitbank.net/safety.

10. Children

QuitBank is for adults 18 and over. We do not knowingly collect data from anyone under 18. If you believe a minor has used QuitBank, contact support@quitbank.net and we will delete the data.

11. Changes to this policy

We may update this policy. We will post the new version here with a new "last updated" date and, where the law requires, tell you in advance.

12. Contact

Questions or requests: support@quitbank.net · Realty Investments SRL, Str. Arad nr. 42, Sibiu, 550131, Sibiu County, Romania.